Pot of Noodles Sparked Trailer Fire That Killed 2 Kids: Cops

BRUNSWICK, Ga. - A pot of noodles cooking on a hot plate sparked a fire inside a camper trailer that killed two young children and critically injured their mother and another sibling in coastal Georgia, authorities said Thursday.

A family of five had been living inside the small trailer, designed to be towed behind a vehicle during camping trips, for months after their mobile home caught fire last May, said Glynn County Police Chief Matt Doering. The camper was parked on the same lot as the vacated mobile home when neighbours called 911 to report flames and explosions Wednesday.

Investigators early Thursday searched the charred remains of the camper just outside the port city of Brunswick, about 70 miles south of Savannah.

"There was a pot of noodles left on a hot plate on a counter top that was the cause of the fire," Doering said at a news conference.

A police officer dispatched to the scene, Eric Koenig, filed a report saying he found William Michael Reeves "screaming and rolling around" in the street outside the burning camper where he lived. Chassity Rain Carter, who lived with Reeves, was in a roadside ditch with burns on her arms and legs, the report said.

The couple also had three children in the camper, Doering said. The oldest, three-year-old Blayden Wade Reeves, was found dead at the scene. His four-month-old sister, Tallie Ann Carter, died later at a hospital.

Chassity Rain Carter and a two-year-old boy, Brighton Michael Reeves, were in critical condition Thursday at a Florida burn centre, Doering said.

Danny O'Neal lives just around the corner from the lot where Reeves and Carter lived with their children. He estimated the family had been living in the camper for about six months, saying they first had lived with a relative after a fire in the bedroom left their mobile home uninhabitable.

He described Reeves and Carter as a nice young couple in their 20s, but said they had little money to raise a family.

"They have been struggling and struggling," O'Neal said.

Neighbours would give them food and bags of donated clothing for the children, O'Neal said, adding that he had given them a mattress for the camper and would sometimes offer Reeves scrap metal that he could sell for cash.

When the fire broke out Wednesday, O'Neal said, he could hear the couple outside wailing.

"I heard the worst screams you could ever hear between him and her, about their children being inside," he said.

Neighbours reported hearing explosions during the fire, and it's possible that flames detonated some items inside the camper, said Glynn County Fire Chief Randy Jordan.

"That could be easily aerosol cans that make a loud noise and increase the fireball," Jordan said.

Doering said police were initially suspicious because of the May fire that damaged the family's mobile home. But he said there was no evidence of criminal wrongdoing.

"It was a travel trailer, which is unusual for a family to be living in," Doering said. "It's not designed for that, especially for a family of five."

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Where Can I Get a Loan for a Mobile Home Trailer?
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Special Report: How Fed Policy Enriches Private Equity, If ...
By Carrick MollenkampMACON, Georgia (Reuters) - Sanders Walker had been working for 13 years at a BWAY Corp factory in Macon, Georgia, when the word came down one September 2011 morning: The company, a maker of plastic and metal containers, was closing the plant. Walker, a quality manager, and about 70 other employees were out of work.After an eight-month search, Walker got a job at another area factory, at sharply reduced pay. "Nobody wants to hire somebody that is 62 years old," he says. Walker and his wife, Shari, struggled financially. Facing foreclosure, they walked away from their home in July 2012. They now live in a mobile home at the KOA Campground in Forsyth, Georgia. Tending to the potted chrysanthemums and other plants around the place gives Shari something to do "besides worry," she says.The private-equity firm that owned BWAY when Walker lost his job enjoyed a more satisfying relationship with the company.High-risk debt issued by BWAY helped Chicago-based Madison Dearborn Partners LLC acquire the manufacturer in June 2010 for $915 million. In that partially debt-financed buyout, Madison Dearborn put up just $294 million of its own cash. A few months later, it paid itself a $138.4 million dividend from the proceeds of a BWAY junk-bond sale it helped arrange. Then, late last year, it sold BWAY to another private-equity firm in a leveraged buyout for $1.24 billion. BWAY then sold more junk bonds to generate a dividend payout for its new owner, Platinum Equity LLC.All of these transactions were underpinned by unflagging demand for high-risk, high-yield investments like the junk bonds BWAY issued - demand fueled by "quantitative easing," the U.S. Federal Reserve's multitrillion-dollar bond-buying program to shore up the economy and create jobs after the 2008 financial crisis. Easy access to such credit, thanks largely to the Fed, has allowed private-equity firms like BWAY's owners to move aggressively to pay themselves dividends, reducing their own downside risk, while increasing the debt burdens of the companies they buy and sell.RISING DEBTAt BWAY, debt has climbed as the Atlanta, Georgia, manufacturer has been flipped profitably from one private-equity owner to another in recent years. In autumn 2009, the year before Madison Dearborn bought BWAY, the company and its affiliates had total debt of $402.3 million, according to securities filings; now, that figure stands at $1.5 billion.As its debt has grown, BWAY has cut costs while trying to bolster market share through acquisitions. Closing the Macon factory where Walker worked and another in Phoenix, Arizona, for example, was an attempt to realize "future cost savings," BWAY said in a regulatory filing at the time.Madison Dearborn declined to comment. A spokesman for Platinum Equity said that in the past year, the firm has helped BWAY generate $51.5 million in additional earnings. "Not only have the improvements allowed us to recoup capital for our investors," he said. "But BWAY has re-invested substantially in the business and maintained a healthy balance sheet with ample liquidity."Quantitative easing has had the intended effect of holding down interest rates, which has in turn encouraged borrowing by businesses and individuals with good credit and stabilized the housing market. But persistent economic uncertainty has dulled the positive impact of the Fed's program. U.S. gross domestic product has broken above a 3 percent annual rate of growth in only six quarters since 2009. Some of the money has instead inflated asset bubbles, to the benefit of mostly wealthy investors seeking high yields.The Fed's "real intention was capital investment would be stimulated, jobs would be created, incomes of the 99 percent would rise," says Martin Fridson, a high-yield expert and chief executive of FridsonVision LLC, a financial research firm in New York. But, he adds, it's "not clear how effective that has really been. It's certainly clear that those who are wealthy enough to own a substantial amount of assets have been made even wealthier by the Fed policy."A Fed spokesman declined to comment. Federal Reserve Vice Chair Janet Yellen, the nominee to lead the central bank, said at a Senate confirmation hearing last month that the Fed is monitoring the costs and risks associated with the stimulus program.In its Uneasy Money series, Reuters has in recent months examined the effect of all this money sloshing around, showing, for example, how the yield chase has underpinned surging markets for bonds issued on pools of subprime auto and mortgage loans.HEAPS OF JUNKAmong the biggest of the Fed-inflated asset bubbles is in the market for junk bonds. Last year, junk-bond issuance hit a decade high of $326.72 billion, rising from a trough of $62.9 billion in 2008, according to Thomson Reuters data.Investor demand was so strong that, despite the flood of junk onto the market, yields fell below 5 percent for the first time ever in May this year, according to Barclays Plc. That compares with the historical norm of between 8 and 10 percent and the 20.5 percent yield touched in March 2009, in the depths of the financial crisis. Demand has slackened in recent months.The plunge in junk yields has pushed investors into a particularly risky subset used several times by BWAY: payment-in-kind, or PIK, toggle bonds. These securities enable a corporate borrower to make repayments with cash or more bonds with even higher interest rates. PIK toggle sales so far this year, at $10.7 billion, compares with just $875 million in 2009, according to Standard & Poor's Capital IQ."PIK is back because PIK bonds give extra yield," says Adam Cohen, founder of Covenant Review LLC, a New York credit research firm. As an example, he cites PIK toggle bonds BWAY sold in October 2012 with a 9.5 percent coupon, rising to 10.25 percent if BWAY opts to repay with more debt. "That is some real money in a market where high yield can mean 5 percent," Cohen says.This chain of effects originating from the Fed's bond-buying has not altered the private-equity formula: The firms buy companies using debt issued by the target, pay themselves dividends from more debt issued by the acquired company, and then take the company public or sell it to another buyer. To increase the value of their investment before they sell it, they typically try to improve operational results, through expansion, cost-cutting, consolidation and other means.What has changed is that private-equity firms can now use more debt and less of their own money, reducing their risk and speeding up turnover times. Unrelenting investor demand for junk has meant that companies backed by firms like Madison Dearborn and Platinum can issue more of the bonds, more often, generating for the firms and their affiliates dividends to recoup big chunks of their investments quickly. So-called dividend recapitalizations by private-equity-controlled companies and funded by PIK notes total $8.23 billion so far this year, compared with zero in 2009, according to S&P Capital IQ.Dividends "put more money into the sponsor pockets faster, which makes the sponsor, logically, more willing to take risks going forward," says Cohen of Covenant Review. "It puts more financial pressure on the whole firm to make interest payments, and that increased pressure can reduce the amount of cash left over to reinvest in the company."HEAVIER BURDENThe debt is leaving some companies in private-equity portfolios weaker. Their ratio of debt to earnings before interest, taxes, depreciation and amortization for companies issuing junk debt hit a low of 4.23 in the fourth quarter of 2011 and hovered below 5 before peaking at 5.08 in the second quarter this year, according to S&P Capital IQ. It has since fallen to 4.67.At BWAY, the ratio hit a much higher 7 earlier this year, according to Moody's Investors Service. BWAY acknowledged the situation in its annual report for 2012, saying: "Our substantial level of indebtedness could adversely affect our financial condition and prevent us from making payments on our debt obligations."BWAY's current owner, an affiliate of Platinum Equity, said through a spokesman that the private-equity firm's expertise at "early value creation" made the dividend possible, that increasing the manufacturer's profits is a top priority, that BWAY's leverage ratio is declining, and that BWAY has "consistently proven its ability to generate cash and pay down debt."Mark Barnhill, a partner at Platinum Equity, added: "We're not financial engineers. We're operators who are hip deep in restructuring. We're rolling up our sleeves to generate change at the operational level that improves performance."Founded in 1875 as a maker of pie tins, BWAY today is one of the largest U.S. manufacturers of paint cans, plastic pails and ammunition boxes, according to Moody's. The company's history as a darling of private-equity firms began in 2003, when New York-based Kelso & Co acquired it for $330 million, including the assumption of debt.In what became the private-equity template for BWAY, the company pursued growth through acquisitions, snapping up three plastic-container makers in 2003, 2004 and 2006, respectively, by tapping loan agreements. By the fourth quarter of 2006, BWAY owed long-term debt of $418 million, up from $112.8 million in 2001.The next year, Kelso partially cashed in by taking BWAY public at $15 a share. The deal raised $150 million. Kelso retained 44 percent of the company.In 2008, BWAY closed plants in Franklin Park, Illinois, and Cleveland, Ohio. The next year, it closed some division offices and "eliminated" 25 salaried positions, according to a BWAY securities filing. Those cuts saved the company $3.1 million in 2009, it said.Kelso declined to comment.Around this time, the Fed initiated its first round of quantitative easing, which entailed buying as much as $1.25 trillion in mortgage securities and $300 billion in Treasury bonds, among other measures. In a March 18, 2009, statement, the Fed said: "Job losses, declining equity and housing wealth, and tight credit conditions have weighed on consumer sentiment and spending. … The Federal Reserve will employ all available tools to promote economic recovery and to preserve price stability."And thus the yield chase began. The sheer volume of Fed demand drove up bond prices, pushing down yields and prompting investors to hunt for better returns. Sales of junk bonds in 2009 more than doubled from the previous year to $146 billion.LESS EQUITY REQUIREDKelso began looking for a buyer for its 44 percent holding in BWAY. In early 2010, Goldman Sachs Group Inc, acting as financial adviser, at one point told a BWAY committee that with demand strong in the bond markets, private-equity firms wouldn't have to kick in as much equity as they had in previous years to secure debt financing from banks, according to a securities filing.Madison Dearborn in June 2010 completed the $915 million acquisition of BWAY. The deal involved about $689 million in debt financing and resulted in the paying down of $457 million of existing BWAY debt. Shareholders received $20 a share, a 15 percent premium to where the stock was trading before the deal was announced. An additional $5.5 million went to affiliates of Madison Dearborn for "transaction fees" and "out-of-pocket expenses."As the deal was wrapping up in January 2010, BWAY decided to close a plastic-bucket plant in Toccoa, Georgia, it had acquired when it bought a company in 2004. According to a Georgia Department of Labor press release at the time, 90 workers would lose their jobs.Richard Smith, a 21-year veteran of the plant, was at the meeting where a BWAY executive delivered the news. "Everything was good," he says. "Next thing you know, we had a meeting. … We're going to be shutting the doors." Smith had helped keep the machines running that produced buckets. "I was going to retire from that place," he says. "It was a good place to work. I had a good name."Smith says BWAY offered him a job in another Georgia town, but he felt that he couldn't uproot his wife and family from Toccoa. He had been earning $760 a week at BWAY. Unemployment insurance paid him $280 a week for a year and a half. He now does maintenance work for a local disposal company for about $800 a week.Meanwhile, Madison Dearborn's acquisition of BWAY closed in June 2010. Four months later, it pocketed about $138.4 million from a BWAY sale of PIK notes.Moody's downgraded BWAY's "corporate family" rating to B2 from B1. Edward Schmidt, a packaging analyst at Moody's, said in a report at the time: "BWAY's pro-forma credit metrics leave little room for any negative variance in operating performance." He said the downgrade reflected a "deterioration in pro-forma credit metrics" and "the potential for free cash flow to be used for acquisitions rather than for debt reduction."In October, BWAY acquired plastics maker Plastican Inc from a Leominster, Massachusetts, family for $40.9 million in cash. At the time, Plastican was operating plants in Macon, Georgia; Leominster, Massachusetts; Dallas, Texas; and Phoenix, Arizona.BWAY began closing Plastican plants. Larry Williams was working as a quality manager at Plastican's plant in southwest Phoenix when the new owners "came in and said we have jobs for everybody," he says.A December 2010 document reviewed by Reuters shows that BWAY had already drafted a $1.2 million plan that included moving newer machines out of Phoenix to replace older ones at other plants. The aim, according to the document, was "to increase our chances of success while reducing the risk of our customers feeling the effects of the moves.""NEVER A GOOD THING"BWAY told Williams it had a job for him - across the country in Lithonia, Georgia. He applied, ready to move his family, but "they put us off and put us off," Williams says.The father of four still had three children at home. He finally landed a job in Phoenix at a company that makes reusable produce crates. He earns roughly what he made at Plastican. "It was a huge relief," says the 53-year-old. "Uncertainty is never a good thing."When BWAY bought Plastican, Sanders Walker, the former quality manager now living with his wife in a mobile home, says a BWAY executive assured employees that the factory in Macon wouldn't close. In September 2011, BWAY decided to shut the Macon plant.Platinum Equity, commenting for BWAY, said the company "made clear from Day 1, in the press release announcing the Plastican acquisition, that plant closings were likely." It said BWAY doesn't discuss individual employees or personnel matters. It also said BWAY helped those who were terminated in Macon and Phoenix, providing advance notice of the closures, severance and encouragement to apply for jobs at other BWAY plants. About 20 employees expressed an interest in staying with the company, it said; half were transferred to four different facilities.Maintenance manager Kent Mize got a job one day after as a facilities maintenance manager for the Georgia Department of Defense. His earnings at Plastican peaked at about $58,000; he now makes $37,000. Largely because he couldn't afford the mortgage payments, "I ended up having to sell my home," he says in a voice raspy from treatments for throat cancer.In the fall of 2011, as the third year of quantitative easing was coming to a close, the Fed increased its bond buying, and again in September 2012.The following month, Platinum Equity agreed to buy BWAY from Madison Dearborn for $1.24 billion.In the last full fiscal year under Madison Dearborn's stewardship, ending September 30, 2012, the number of hourly employees at BWAY fell to 2,400 from 2,600, according to securities filings. Net sales totaled $1.18 billion, up slightly from $1.16 billion in 2011.Platinum Equity put up $269 million of its own cash to acquire BWAY. To help finance the rest, BWAY issued $335 million in PIK toggle junk bonds that paid a 9.5 percent coupon. Investor demand for BWAY's relatively high-yield junk was stronger than ever; similar bonds the company sold in 2010 had to pay a higher coupon of 10.875 percent. As a result of the deal, "we have a substantial amount of debt," BWAY said in its annual securities filing for 2012.Platinum Equity, operating from offices in Beverly Hills, California, was founded in 1995 by Tom Gores, who immigrated to the U.S. from Israel with his family when he was four years old. Gores is also the majority owner of Palace Sports & Entertainment, which owns the Detroit Pistons professional basketball team.Two months after Platinum Equity's purchase of BWAY, BWAY bought Ropak Packaging, another plastic-container maker, for $268 million in cash, financed with additional borrowing totaling $261 million and the use of a loan agreement.In May this year, BWAY sold $285 million in PIK notes to pay a dividend to its new owner.In a report issued after the payout, Moody's said the "debt-financed dividend, previous debt-financed acquisitions and PIK note debt in the capital structure demonstrate the company's financial aggressiveness." While noting BWAY's "dominant share in the U.S.," it also said that "BWAY's acquisitiveness and financial aggressiveness clearly heighten both operational and financial risk," and that after the dividend, "the sponsor retains little equity in the business.""A PRETTY QUICK PULL"The speed with which both Platinum Equity and Madison Dearborn were able to recoup a big chunk of their initial investments through PIK toggle sales "is a pretty quick pull of dividends," says Cohen of Covenant Review.Platinum Equity also has done well as an adviser to BWAY, according to an August regulatory filing. An advisory affiliate of the firm received $5 million in fees for "financing advisory services" in the sale of the PIK notes. A few months earlier, it got $5 million for "transaction advisory services" on BWAY's acquisition of Ropak. In March of this year, BWAY paid the affiliate another $5 million to cover a "2013 annual management fee."Platinum Equity said its "operational transformation" of BWAY resulted in a 31% increase in adjusted earnings before interest, taxes, depreciation and amortization to $180.5 million in the nine months ended September 30, 2013, from a year earlier, thanks largely to the Ropak acquisition, cost cuts and increased capital spending. It said executives have scoured BWAY for ways to improve operations. Among recent cost-saving measures: eliminating rubber gaskets that had been used in lids for plastic pails.It also said BWAY's strong performance has "allowed BWAY to both reinvest in the company and return capital to shareholders." BWAY's sales, Platinum Equity said, rose 25% to $364.4 million in the quarter ended September 30 from a year earlier, while employment is up 25%, due mostly to the Ropak deal.In April, one month before BWAY sold the PIK notes, it notified the Texas Workforce Commission that it would be shutting a Plastican plant in Dallas.Platinum said it was moving production from one of BWAY's least efficient plants to one of Ropak's most efficient, in Mansfield, Texas. Sixty-nine people were laid off with the Dallas plant's closure.
If You Owned a Mobile Home That Was Paid For...?
If you owned a mobile home that was paid for...?Save up for a good down payment on a modular home, not a mh, the insulation, window, are energy rated and will save you money. Look for sales, discontinued models— — — — — —Heating alternatives for rental unit (mobile home).?The breaker panel almost certainly would have to be upgraded to provide electric heat (expensive) and there's far more risk of fire and burnt kids' fingers with electric heating. Why not include a certain quantity of oil in the annual lease and if they need more they have to buy it themselves?— — — — — —how to build steps for a mobile home?Having done both and having lived in 3, I suggest certainly you can get books and advice from major Home stores, but it might be to your advantage in time, energy, and monetary expense to consider wrought iron, pre made, specific to mobiles. A Porch is another matter, and certainly may need permits? An easy method I use often is concrete footers, poured into 2 ft deep holes, then Pier Block (Adjustable bracket type) 2 x 6 or 2 x 8 treated lumber for the framework, 4 x 4 treated lumber for the supports, and either the 5/8,,, 7/8,,, or 2 x material for the deck itself. Depending on the total size, and the weight load, I usually do "joists" 24 inches on center, with bracing perpendicular at 24 inches as well. I use carriage bolts to secure all the framework, and perhaps galvanized "hangers", and galvanized decking screws of an appropriate length to secure the decking material. I also "Treat" after the fact with something like "Thompsons". Steven Wolf— — — — — —I live in a mobile home that is 8 yrs....?This category is about mobile PHONES, not mobile homes— — — — — —How do I sell my mobile home and find a rental house?I think you will be sorry to start renting again.Especially with three dogs. I would look into land to buy. You can make payments with little or no down payment. I know it costs to move a mobile home, but it would be worth it. Can you get a loan for that? Do not let your parents rush you into a move you will regret— — — — — —Deed Transfer of Land and Mobile Home?when you take off the tires, it becomes real estate! enjoy— — — — — —Is it wise to move walls in a mobile home?Is your home set on a foundation? If you have it on a permanent foundation, or ideally, over a basement, it would be considered are al' property & would not depreciate like one in a park. Then your improvements would pay off better. I've seen homes on their own land with a basement underneath selling for about the same as stick built homes in the same area. Doubles hold their value a little longer than singles, do what you want to be happy in your home. I have a single in a park & lose about $1,000. a year in value, but I just redid my kitchen because I wanted to. I am happy with my house & plan on keeping it. As for moving walls, I had an old trailer that I took down a wall between the kitchen & living room. It was easy & opened it up. I would find someone knowledgeable to check if the walls you want removed are load bearing.— — — — — —Can't cool off my mobile home.?very confusing matter search on to the search engines this could actually help— — — — — —Is it safe to put a large aquarium in a mobile home?I had a queen sized water bed in my trailer for 6 years with no problems. Water weighs 8.8lbs per gallon, the way I had my water bed set up it was directly over the main steel i-beams that run down the middle of the trailer so the closer you can keep it to the middle of the place, the better IMO— — — — — —is mobile home park a good investment?The typical tenant of a mobile home park is usually lower income, or on public assistance. Of course, there are exceptions, but I am talking the average, typical tenant. As such, your risk of unpaid rents is high, along with risk of damage to facilities, illegal drug factories, domestic violence, gang activity, crime etc, etc. Your risk of being sued in case someone gets injured or killed in the park is high, and your insurance rates will reflect that risk. It would also be difficult for you to raise rents because of the higher chance of tenant's inability to pay. If you can be relatively sure that you can get good, long term clientele, then like any other investment it could turn out very successfully for you. Suggest you do research thoroughly before you proceed much further.
Mobile Home Gas Furnas?
USA Have a licensed HVAC technician check it out. The only way a motor would hum after shutting off is if there was a backfeed of voltage, possibly through a ground fault or neutral. If it definitely is the motor, the wiring has to be checked from the motor terminals back through the controls to find the fault. Please hire a licensed HVAC tech to do the trouble shooting and repairs. I have seen too many mobile home park "handymen" and "repairmen" perform repairs that they did not know what they were doing, sometimes with disastrous results (last year in PA a family of three was killed in a mobile home fire due to a bad furnace).1. Are Mobile Bars/Pubs allowed in the USA?Liquor licensing and laws are handled by the states and in some cases the cities. There is no federal law on the subject of when and where alcohol can be served. For example, it is legal in at least parts of Nevada (never bothered to check at the state level, but I know about Las Vegas and Laughlin) to consume alcohol in public simply walking down the side walk. Everywhere I have lived minors are not allowed to go where the alcohol is served so they would have to setup some sort of barrier around the truck or booth.2. Downloading a zip folder on mobileform your concern, I got two case for the first case: if you allow the users to download the file directly then its taking one click action(that is too much friendly to your users in case of usability) and you can feel the smile of your clients or users.for the second case: In this case users have to put there email id , have to click the download/send button and then they have to go to there mail and then they have to find where the download link is , and then they will get the file by clicking the link.process is quit large. still these process is too much on the market to get more user/ traffic/ client. but its irritating to user to share there email.Now a days many people are very aware to not getting spam in there mail. So may be to share email id with your site may will be the one reason to get less traffic and user as comparison to first case.(no doubt if the user are your trusted user they will do not hesitate to share their email).As per my knowledge base i will choose the one click download button instead of mail the ZIP file but in case of the mobile you can give a reminder option via mail service . that is a good and popular Idea now a days.3. What are mobile homes sitting on?Usually the home is taken off the wheels and exels, but most mobile homes are sitting on cender blocks and are tied down. I would poor cement walls for the mobile home to make sure it was better secured, but laws are different in all states. Good Luck4. Mobile phone power packsGo ahead and use the phone battery for your logic supply. Then, series wire individual, high current L-ion cells to make your motor battery. It's good practice to keep the noisy, high-current stuff on a different buss, away from your processor. Invest in a smart (processor driven) charger that can monitor the voltage of each cell and charge them evenly. It can also detect a cell that is weak. Weak cells charge and discharge very quickly, and they must be removed from the battery.DC/DC converters are not very efficient. They generate their own noise on the source and sink sides. And, they get expensive for the current levels required by a pair of motors5. Mobile navigation comparison [duplicate]Without question, your recommendation is cleaner, less busy, more subtle. The choices of action are fewer, and therefore more clear.Do they really want that big head panel to appear in addition to your proposed menu and time bar? If so, and I understand what elements are links, then it seems to me, too, that there's needless and confusing redundancy. If they want their big head panel instead of your cleaner approach, that would eliminate the duplication. But even then, I would move their big bar down to the bottom because the photo of the island is the pull, not their text (man, that is a big bar!). And move the "4" into the "play now" box. In sum, as long as they want to replace rather than duplicate, I would say there's not a lot to choose between them from a psychological standpoint. Theirs, especially at the size shown, is a "bullhorn" approach and will appeal to people who are comfortable with tv and tabloid news because those two modalities also use a bullhorn approach. So if that's their target demographic, go with it. But if they want to target a more upscale demographic, they should avoid the bullhorn and go for subtle. Or you could split the difference by shrinking their bar to a less-intrusive size, moving it to the bottom, integrating it with your design elements, etc
Can a Mobile Home Sunroom Hold the Weight of a Spa in a Box (2,500 Lbs Full)?
you will HAVE to reinforce the floor joists, they are not designed to take even half that weight, you best sister those joists with matching size lumber, which means if you have 2x8 then use the same or if they are 2x8, and so on, sister means to add on the side, basically laminate, I would sister at least one side, but prefer both sides of the joist. glue on first, then screw it together, then once thats done to an area at least 2-3' past where the tub will sit in every direction, best to go full length if you can, then you should add additional supports to the ground, you can use wood, but dont let it touch the ground, best to us pre cast concrete 4x4 post holders, then use 4x4 up to the newly sistered joists, treated 4x4's will be best, have one of these every 3-4 feet, then get tubbin1. we need blinds for our sunroom do you think wooden venitians are a good choice?Wood might be a little heavy and hard to move around2. Leaving the cat in the sunroom?The cat will be okay as long as he has water and shade and ventilation. Cats are better at withstanding high temperatures than people are. Cats can tolerate temps up to 112F comfortably. If you are very worried, you can run the a/c for him. Get a timer switch for the a/c so it can turn on and off several times throughout the day. I have a timer on my a/c so my cat can stay cool during the day when I am at work.3. I have a sunroom w/ long rectangular screens. I can't get them out? please help?The tabs should pull inward. Check around to be sure you get them all. I see it all the time where people miss some of them. Failing that, GENTLY pry all sides and find out where it's binding.4. I have a refurbished sunroom built with three woods: PT, cedar and pine. What color should I stain it?Of course, it depends on how you want to use the room. The cedar sounds beautiful. How would it look if you kept the cedar on the bottom and did a soft white wash above it -- almost as if it had a chair rail? (or soft sage green) Although, since you have the cedar fence I am assuming you can see from this room, you may not need to keep the cedar iin the room in which case you could just paint everything. (more uniform look) You could cover the floor with sisal carpeting... bring in some big planters to bring the outside in. Whitewash the stairs. If you are going to tear it down, I would not worry about staining the fence to match. Good luck and have fun!5. would anyone like info to help keep from being cheated when you purchase a sunroom kit?You are absolutely right. Make sure that you deal with a reputable contractor and make sure your agreement is very detailed and in writing. Check out any references. Do not give any contractor more than a 10% downpayment. A job like this should not take more than a couple of days to build, so do not pay the balance until the job is 100% complete to your satisfaction. Once the contractor has all of his money, you have lost any leverage in getting them back to finish the little things. A good contractor will have no problem with this requirement. One who does not means you do not want to do business with them. Good luck with your screenroom project.6. I have a Temo Sunroom... The roof leaks at the seams.?I have same problem. I did lay down a rolled asphalt roofing over it . I don t see how this cannot solve the problem7. Is it possible to have a bonfire in a screened sunroom?I am quite sure that your local fire code prohibits open flames within a certain distance of a structure. Keep the open flame away from the house and away from screened rooms, even with metal roofs. The metal could get hot, conduct that heat to the wood frame and cause a fire. Not the most common scenario but fuel plus heat can easily equal one more homeless family. Please exercise caution and common sense. Keep the open flame far from the house and trees/bushes. One spark is all it takes. Enjoy your summer.
What Companies Provide Financing for a Mobile Home?
Argent might do it1. For a new startup, what would be the "acceptable" equity percentage given to VC (Series A financing)?Let me try to back into your answer.Once you go to raise a traditional first VC round, really there will be two types of VCs that want to fund you:Seed Stage VCs. These funds are typically 2. Bought car, drove it off the lot I have had it 21 days and dealer still does not have financing. I?Stand firm. The dealer can not force you to sign a new contract. they did a spot delivery and let drive the car off the lot, the y have to honor the contract even if in lender will finance you. The dealer is legally responsible for the contract they signed. Just like you, they have liability to live up to their end of the agreement3. Can I get financing for another home?If you have enough equity in your CURRENT property it might be possible. But if you have to refinance it for a down payment. Probably not. Have you looked at properties where you take someone elses's payments over. And you can even do that through a bank with no down payment. There are lots of options and still opportunity to still acquire property. LOOK at every option. I bet one will work out for you. Good luck!4. What's the difference between margin financing and borrowing money from someone else?When you buy securities on margin, you use your existing positions as collateral.How much you can buy, also called buying power, depends on the type of security (stocks, bonds, options, etc.) you are buying as well as the market value of your portfolio. As the value changes, you may be required to add additional funds to avoid liquidation of your positions.If you borrow money from a bank or other party, it's typically an unsecured personal loan and the interest rate might be a lot higher.Also, you are only able to make cash transactions and the securities you buy are not marginable themselves, so you do not have as much buying power. Finally, most options strategies beyond simple longs or covered calls/cash covered puts require a margin account, even if you do not use margin on a regular basis5. What is meant by business financing?The term business finance is made up of two words business and finance the term business means the regular transaction in goods and services for making profits and the word finance means money ...! This is related to the provision of money at a time when it is needed by the business for meeting the over-all objectives of the enterprise ...!6. How does one make sense of the fact that Putin's government is financing fascist parties in Europe? Didn't the USSR fight a war against fascism?Divide and conquer ! Putin does not care if every country in Europe had a dictator once there was conflict within those countries. It's suits putin to destabilise the EU. He does not want a strong united European Union as that would be a threat to his dictatorship !7. How to get financing on a 10 year old Lexus?Just speak with a finance rep at the bank8. Desperately NEED help with financing motorcycle question.?Yeah, it's a problem. You may want to try re-financing with your bank, as your credit should be pretty good after paying off so much. Sorry to tell you, but this information was all stated in the paperwork that you signed. See if your parents are willing to help you make a balloon payment on the bike, and then you can pay them back.
Living the American Dream in a Trailer Park
Living the American Dream in a Trailer Park - By Sara Terry from BillMoyers.com on Vimeo.All too often, they're the butt of jokes and stereotypes - mobile home parks and the "trailer trash" who live in them.But the 50,000 parks that are spread across the United States deserve a lot more respect than that. Home to some 20 million people - 6 percent of Americans - they are the nation's largest source of unsubsidized affordable housing, offering a shot at the American dream to people who can't afford a traditional home. And at a time when only 1 in 4 Americans who qualify for government housing assistance actually receives aid, these parks take a huge load off a severely strained system.Historically, trailer parks have been mom-and-pop operations that have turned a tidy profit through lot rentals paid by every tenant each month. People who live in mobile home parks generally own their homes, but not the land they live on, and pay monthly lot rental fees to a park owner - fees that vary widely depending on location, but can be around $700 to $800 in urban areas.Affordable housing activistshave helped some residents - like the residents of Birch and Baker in Boscawen, New Hampshire - featured in the video above - buy their parks and own them as co-ops, to free them from ever-rising rents.But far more common in the past few years has been the phenomenon of investors, such as billionaires Sam Zell and Warren Buffett, catching on to the fact that there's a lot of money to be made in trailer parks - returns of 20 percent or more. Buffett's Berkshire Hathaway owns Clayton Homes, which manufactures nearly half of all mobile homes a year in America. And Zell's Equity LifeStyle Properties (ELS), the largest mobile home park owner in America, has a "controlling interest in nearly 140,000" park lots.The Guardianreports that in 2014 alone,ELS made $777 million in revenue, helping boost Zell's near-$5 billion fortune.In general, residents are between a rock and a hard place when it comes to rent increases: Mobile homes aren't so mobile anymore (they cost thousands of dollars to move, which can be prohibitive for people on fixed or limited incomes), and in many states there are few protections for residents, which mean that park owners can raise rents at their own discretion and are also able to evict residents in as little as 60 days.Mom-and-pop parks - which for years were the hallmark of the industry - tended to make modest yearly increases in lot rentals (if at all). But the standard among investors is to raise rents immediately after buying a park, and to justify large increases by comparing rates to local apartment rentals. In Silicon Valley, which faces one of the worst affordable housing crunches in the country,lot rentals have been jumping- and now range from $1,600 to $2,000 a month for new residents in some parks.These days, mobile home parks aren't such a joke anymore - they've become serious business.
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